We’re halfway through December, and you’ve probably noticed retailers aren’t the only people competing for your cold, hard cash. ‘Tis the season for charitable organizations to ramp up their efforts to solicit donations. Most groups out there do represent worthy causes, but the holidays also tend to bring out the less-than-legitimate actors hoping to pull off the perfect scam.Charity fraud is a perennial issue, especially around the holidays. Current State’s Kevin Lavery spoke with Joy Yearout, communications director for Michigan Attorney General Bill Schuette. She says this time of year, they get a fair amount of complaints from people who are suspicious of these callers.